recession risk 2025 Archives - ROI TV https://roitv.com/tag/recession-risk-2025/ Wed, 02 Jul 2025 11:35:35 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.1 Inflation, Tariffs, and the FED: What Every Investor Needs to Know Right Now https://roitv.com/inflation-tariffs-and-the-fed-what-every-investor-needs-to-know-right-now/ https://roitv.com/inflation-tariffs-and-the-fed-what-every-investor-needs-to-know-right-now/#respond Wed, 02 Jul 2025 11:35:34 +0000 https://roitv.com/?p=3494 Image from Minority Mindset

The post Inflation, Tariffs, and the FED: What Every Investor Needs to Know Right Now appeared first on ROI TV.

]]>
The headlines might look good—low inflation, high stock prices, strong job reports—but dig a little deeper and you’ll find millions of Americans feeling financially squeezed, underemployed, and uncertain about what’s coming next. That’s because behind the headlines, there are real cracks forming in the economic foundation.

Let’s break down what’s really going on with the economy, what the Federal Reserve and the White House are debating behind closed doors, and how savvy investors can prepare for what’s next.

1. The Hidden Trouble in a “Strong” Economy

We’re told the job market is booming—but many of those “jobs” don’t match reality. College grads are working at fast-food chains instead of tech firms. Wages haven’t kept up with the cost of living. In fact, over the last five years:

  • Inflation = +24%
  • Income growth = +20%
    That gap means your dollar buys less. It’s why many households are falling behind, even if the top-line numbers look good on paper.

2. Tariffs Are Quietly Reshaping the Economy

New tariffs are creating serious uncertainty. While importers technically pay these taxes, the reality is either businesses pass on the cost to you, the consumer, or they eat the cost—hurting their bottom lines. So far, we haven’t seen a major price jump, but economists warn it’s coming. Businesses are delaying purchases. Consumers are holding back. And the July 9 tariff deadline could tip the balance further—though the White House has been vague about whether it will stick to that timeline.

3. Interest Rate Battles: Trump vs. The Fed

President Trump wants the Federal Reserve to cut interest rates now, but Chair Jerome Powell isn’t budging. Powell says the time isn’t right, and that inflation is still too sticky. Here’s the thing: The Fed is independent. It doesn’t answer to the White House. Its goal is to stabilize prices and employment—not make presidents happy. And right now, the Fed is divided on whether it’s time to cut. This matters because lower rates = more borrowing = more spending. That can kickstart the economy—but it can also overheat things if done too soon.

4. Powell’s Seat Isn’t Safe

Trump has already hinted at replacing Jerome Powell in 2026 with someone more aggressive about cutting rates. That’s not just political drama—it’s a signal to markets that major shifts in monetary policy could be coming. And with the Fed’s next meeting scheduled for July 29–30, all eyes are on what they’ll decide. If they hold firm, expect some turbulence. If they cut, expect volatility from the sudden change.

5. Why Spending (Even on Debt) Drives Growth

Let’s be real: The U.S. economy runs on spending. When people buy houses, cars, or even rack up credit card debt, it fuels business growth—and even bank profits. But here’s the catch: Just because it helps the economy doesn’t mean it’s good for you personally. High-interest debt is still a trap. Be strategic. Invest in things that appreciate, not depreciate.

6. Market Volatility = Opportunity

Wall Street hates uncertainty. And right now, between tariffs and the Fed’s indecision, we’ve got plenty of it. But here’s the secret: Uncertainty creates opportunity. The best investors don’t panic when the market dips. They stay calm, stick to a long-term plan, and look for undervalued assets to buy. The July 9 tariffs and July 29 Fed meeting could cause big swings. If you’re prepared, you can take advantage while others sell in fear.

Bottom Line
This isn’t the time to sit still or get paralyzed by news cycles. It’s the time to stay educated, get strategic, and start building wealth through smart, intentional decisions. No matter what the Fed, the White House, or Wall Street does—you have the power to make your money work for you. Stay sharp. Stay ready. Stay in the game.

Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but he is not providing you with legal advice in this article. This article, the topics discussed, and ideas presented are Jaspreet’s opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

The post Inflation, Tariffs, and the FED: What Every Investor Needs to Know Right Now appeared first on ROI TV.

]]>
https://roitv.com/inflation-tariffs-and-the-fed-what-every-investor-needs-to-know-right-now/feed/ 0