November 21, 2025

20 Examples of Boomers’ Smart Choices That Stand Out

Older woman and man smiling, standing with arms crossed in front of a blue background.
Image Credit: DepositPhotos

Baby Boomers have often faced criticism for their old-fashioned ideas, especially as the world changes fast. Still, they got many things right that matter even now. It makes sense that this group knew how to plan ahead and manage money well.

The Boomer lifestyle has made a lasting impact that younger people should take another look at, like saving money, working hard, and creating strong communities. Skipping these ideas might leave many struggling to feel safe in the future.

In this article, we will talk about the lessons Boomers were right about and how you can use them to make your life better.

Which Boomer ideas do you think still count today? Share your thoughts in the comments!

Patience and Delayed Gratification

An elderly woman with short white hair sits in an armchair, holding a mug, and looks towards a radio on a table by a window.

In today’s world where people want things quickly, Boomers’ idea of waiting and being patient can seem strange. They knew that good results take time and that working hard toward long goals was key to real success.

Boomers were used to waiting for what they needed, like saving money for retirement or holding off on big purchases until they had enough cash.

This is different from today’s “buy now, pay later” way, where credit cards and loans let people get things right away. Choosing to wait can help build stronger finances and reduce stress over time.

Face-to-Face Communication

Two elderly women sit at a table in a café, conversing. One woman, wearing glasses and a pink top, holds a cup of coffee. The other woman, facing away, wears a pink sweater.

Baby Boomers grew up before smartphones and social media, so they really value talking face-to-face. Younger people are used to texting, messaging apps, and emails, but Boomers often like to talk in person or on the phone.

There is a special value in direct communication. This is very important at work, where written messages can sometimes cause confusion.

Boomers were correct to support talking face-to-face to create better connections and prevent misunderstandings. Even though technology makes talking easier, it can’t replace the importance of personal contact.

The Joy of Physical Books

An elderly woman sits on a sofa reading a book with a dog resting beside her, in a well-lit living room.

Like communication, e-readers, tablets, and smartphones have made it easy to consume books digitally. But Boomers still appreciate the experience of holding a book in their hands. 

There’s something about turning the pages, feeling the paper, and physically marking your place that just can’t be replicated by a screen. Boomers’ commitment to physical books also fosters a love for literature that spans generations. 

In a time when many are glued to their screens, taking the time to sit down with a good book can be a refreshing escape that benefits both the mind and soul.

Financial Responsibility

An elderly man in a suit sits at a table with a laptop, looking at a stack of dollar bills with a smile, reflecting on how life priorities shift with age. A cup and a lamp are visible in the background.

One key value Boomers taught is being careful with money. Many Boomers learned early that saving money for hard times was very important. They did not have easy access to credit cards or buy-now-pay-later options like many Millennials and Gen Z do today. Instead, they saved money and planned their spending to avoid going over their income.

Boomers also focused on paying off their debts quickly. They wanted to be free of debts like mortgages, student loans, or car loans as fast as they could. This way of thinking is less common now, as many people today see debt as a normal part of life.

The Value of Hard Work

An older man with a gray beard sits at a wooden desk in an office, wearing a dark suit and blue tie, with documents and stationery in front of him.

Another lesson from Boomers is the undeniable value of hard work. This generation was known for putting in the time and effort to climb the corporate ladder or build their own businesses. 

In a time before the internet made it easier to become an overnight success, hard work and dedication were the keys to achieving one’s goals. Many Boomers also believed in staying loyal to their employers, working for decades at the same company. 

While this approach may seem outdated in today’s gig economy, the Boomer work ethic is still something to admire. Hard work often leads to lasting success, and it’s a principle that younger generations could stand to revisit.

Homeownership

An elderly man with glasses and gray hair sits on a dark gray couch in a brightly lit room, smiling and dressed in a striped polo shirt and khaki shorts. Showcasing the independence of single seniors in America, he enjoys a moment of tranquility. A table with decor is in the foreground.

Baby Boomers have always said owning a home is very important and part of the American Dream. Having a home meant having security and was a big money goal for many.

Even though rising home prices have made buying a house harder for younger people, the value Boomers gave to owning a home is still true.

Buying property is still a good way to invest, and many money experts suggest trying to own a home when you can.

Living in the Moment

Two elderly individuals, one wearing a green hoodie and the other in a yellow sweater, are standing outside a screened porch, holding mugs and engaging in conversation.

Social media encourages us to capture every moment on camera, Boomers embraced living in the moment without the need to record it all. They were content to experience life without worrying about getting the perfect shot for Instagram or Facebook.

This approach to life has its benefits. By not constantly focusing on documenting moments, people can be more present and engaged in the experiences themselves. Boomers were right to appreciate the value of simply enjoying life without the pressure to share every detail online. 

Younger generations could benefit from putting their phones down and savoring the moment without the need for validation from social media.

Mastering Everyday Skills

Man in shorts and a gray sweater kneeling on rocky ground, fixing or inspecting an open compartment on the side of a vehicle.
Image Credit: Pexels

Boomers grew up when fixing a leaky faucet, sewing a button, or changing a tire was part of daily life. These simple skills helped them manage many problems without always needing experts or outside help.

Today, many people don’t know these basic skills and often hire professionals for jobs Boomers did themselves. Technology makes it easier to ask for help, but Boomers still believe in doing things on their own.

Knowing simple skills for daily problems feels good and can save time, money, and stress over time.

A Balanced Approach to Technology

Elderly woman with short gray hair, wearing a green sweater, sits at a wooden table using a laptop, holding her glasses with one hand, cup and plant nearby.

Boomers witnessed the rise of modern technology but didn’t grow up surrounded by it. As a result, many of them maintain a healthy relationship with technology, using it as a tool rather than becoming overly dependent on it. 

Unlike younger generations who are often glued to their phones and computers, Boomers have a more balanced approach to technology. They know when to unplug and enjoy life without constantly being connected.

This mindset is valuable in today’s digital age, where screen addiction and tech burnout are real issues. Boomers’ ability to disconnect and focus on real-world interactions offers a reminder that life exists beyond screens. 

Family Values

An elderly woman, who clearly doesn't believe in the "stop doing these if 75" rules, sits at an outdoor dining table, smiling and surrounded by people eating and drinking. The table is set with plates, glasses, and a pitcher of fruit-infused water. Trees are in the background.

For Boomers, family was often the main focus in their lives. They cared deeply about being with loved ones, caring for each other, and creating a strong family base.

Though what family means has changed over time, the key values of love, help, and closeness are still the same for everyone. In today’s busy world, it’s easy to put work or social plans before family time.

Boomers were smart to put family first, and it’s a good lesson for younger people to remember. Spending good time with family can make bonds stronger and life more rewarding.

Taking Pride in Your Work

An older woman with short gray hair, wearing glasses and a beige shirt, sits at a wooden desk in an office with shelves of books behind her, accompanied by documents, a typewriter, and a notebook.

Boomers took pride in their work, no matter what job they held. They believed in doing their best and taking ownership of their responsibilities. This work ethic not only led to personal satisfaction but also helped build a strong and reliable workforce.

In today’s world, where job-hopping and side hustles are more common, the Boomer approach to taking pride in one’s work can seem outdated. Though doing a job well is still a valuable trait, and it’s something that can lead to greater success and fulfillment in any career.

The Importance of Community

Four elderly individuals are seated around a wooden table, smiling and clapping, with a chessboard and cups of coffee in front of them, reminiscing about things that are obsolete.

Baby Boomers grew up in close communities where people knew each other, helped one another, and came together in hard times. Technology has connected us in many ways, but it has also made some people feel alone.

Boomers were right to see how important community is, and younger people could gain a lot by making strong connections in their own lives.

Having a community can make life better, even if it means joining local groups, volunteering, or just getting to know neighbors. The social ties that Boomers had often gave them support and comfort, which is still very important today.

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The Importance of Education

Elderly man with white hair and glasses holding a tablet, standing in a library with bookshelves in the background.

Boomers were raised to believe that education was the key to success. Many of them were the first in their families to attend college, and they understood that getting a good education opened doors to better job opportunities and a higher quality of life. 

While the job market has changed significantly since the Boomer generation entered the workforce, education is still an important factor in personal and professional development.

The idea that learning is a lifelong process is something Boomers have embraced, and it’s a philosophy that younger generations should adopt as well. Continuing to grow intellectually is essential in an ever-evolving world.

The Power of Saving

A woman with a blanket wrapped around her shoulders sits on a sofa, using a calculator and reviewing paperwork on a coffee table in the living room, concerned about things becoming too expensive.

Baby Boomers were usually careful about saving money. They trusted that saving a little over time could grow much larger and felt safe knowing they had money saved for hard times. Even though it costs more to live now and saving can be harder, Boomers’ habit of saving for later still teaches us something important.

Money experts today also tell people to keep some cash for emergencies and to save for when they stop working, just like Boomers did. The idea of putting away part of what you earn for the future never goes out of style, and all ages can learn from it.

Saving for Retirement

Elderly woman with white hair smiles while resting her hands on an orange piggy bank on a white couch.

The 401(k) plan didn’t become common until the late 1980s. Many Boomers relied on traditional pension plans before the rise of 401(k)s. They understood the importance of planning for the future and ensuring they would have enough money to live comfortably in their later years. 

While the retirement landscape has changed with the decline of pensions and the rise of individual retirement accounts, the principle of saving for retirement is still crucial.

Proper Manners

elderly old woman caregiver

Baby Boomers were often taught to use good manners, like saying “please” and “thank you” and being polite to others in social situations. Some people might think this is old-fashioned, but being kind and respectful never goes out of style.

In a world that can feel split at times, using good manners helps create friendly and positive moments with others.

The Importance of Relaxation

Elderly woman with short white hair, wearing a white shirt and gray scarf, sitting on a couch and smiling.

Boomers understood that life wasn’t all about work, they also valued relaxation and downtime. Boomers knew that relaxation was key to maintaining a balanced life like simply spending weekends at the beach, enjoying hobbies, or simply taking time to unwind. 

Today’s hustle culture often glorifies constant work, but Boomers were right to prioritize relaxation as a way to recharge and maintain mental health.

Marriage and Commitment

An older woman with short gray hair hugs a smiling older man from behind. They are sitting indoors, with light-colored curtains in the background.

Baby Boomers were known for staying married a long time and trying hard to keep their relationships strong. Although divorces have become more common lately, Boomers tried to solve problems and stick together no matter what.

They believed marriage meant giving and taking, talking openly, and being loyal. Even though relationships have changed, there is still good in the Boomer way of being committed.

Facing problems and putting effort into long-term relationships can create deeper bonds and lasting partnerships.

Self-Reliance

A smiling woman with short blonde hair stands outdoors with her arms crossed, wearing a blue denim shirt and a white top. Trees and greenery are blurred in the background.

Boomers grew up with the belief that self-reliance was a key to success. They took responsibility for their own lives and made sure they could support themselves without relying on others. 

This mindset helped them go through tough times and become resourceful in finding solutions to problems. In an age of convenience and reliance on technology, younger generations can learn from Boomers’ sense of independence. 

Being self-reliant not only builds confidence but also prepares individuals to face life’s challenges with resilience.

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Respect for Elders

An elderly woman and a younger woman sit at a table with teacups and a teapot, talking by a window with a curtain.

Baby boomers grew up with strong respect for older people. They knew it was important to listen to those who had lived longer and learn from their advice. Today, when young people often get more attention, respect for older people can be missed.

Even so, the experience and knowledge older generations have are very important. Boomers were correct to value their elders’ wisdom, and younger people can gain a lot by doing the same.

Wisdom We Can Learn From Boomers

Elderly woman with grey hair and glasses, wearing a grey sweater, is raising her right index finger, smiling with a thoughtful expression, against a plain background.

Even though the world has changed a lot, many important values that Boomers cared about still matter today. Their focus on saving money, working hard, and having strong relationships shows a way to succeed, no matter the age.

We can gain much by looking back at these lessons and bringing them into today’s busy life. Their lasting ideas give a base for a balanced and happy life, whether it’s making smart money choices or building closer bonds.

Isn’t it time young people learned from their example?

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AI was used for light editing, formatting, and readability. But a human (me!) wrote and edited this.

Author

  • Michael Gregory

    Will Think is the founder and owner of WilThink.com. After a long career in finance, he retired early and decided to put his knowledge to work in a different way—by helping others. He is also a dad and an avid runner.

    Will is a Chartered Financial Analyst (CFA) with over 20 years of experience in real estate investing. He’s also a published journalist whose writing has appeared on MSN, the Associated Press, and other major outlets.

    His content combines real expertise with a clear, no-nonsense style that’s both smart and accessible.

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