Imagine you’re 60 years old and sitting on a $4 million retirement portfolio. Sounds like you're set, right? But the...
Root Financial
Deciding when to start collecting Social Security is one of the most critical—and misunderstood—financial choices retirees make. While waiting until...
Retiring Before 65? You’re Not Alone Many people want to retire before becoming Medicare-eligible at 65—but the biggest obstacle is...
Retirement is more than a financial milestone it’s a lifestyle transformation. After years of working hard, the happiest retirees don’t...
Social Security is one of the most important income sources for retirees, but if you’re depending on it as your...
Roth conversions are one of the most powerful retirement planning tools available—but they can also be one of the most...
Taxes don’t stop when you retire but with the right strategies, you can drastically reduce what you owe. I want...
When it comes to tax-free income in retirement, the Roth IRA is hard to beat but only if you know...
Many retirees wonder if converting their traditional IRA to a Roth IRA is worth the upfront tax cost. As it...
Retiring before you claim Social Security sounds great but there’s a hidden challenge many people overlook. If you retire at...
When I sit down with people planning for retirement, the focus is almost always on the numbers. Have I saved...
For decades, the message has been clear: save, invest, and prepare for retirement. But what happens when you’ve done all...
1. How Did We Get Here? A Brief History of Social Security Taxation When Social Security was launched in 1935,...
As you approach or enter retirement, how you withdraw your money can be just as important as how you saved...
Retirement is an exciting new chapter in life, but it also comes with financial challenges that require thoughtful planning. Understanding...
