Joe Anderson

For people who have spent decades building large 401(k)s and IRAs, retiring early can create an unusual financial opportunity. Leaving...

A retirement portfolio can look perfectly healthy on the surface. The balance may be growing, the investments may appear diversified,...

Watching a retirement account fall is never comfortable. But a market decline can create one of the more interesting tax-planning...

One of the most valuable tax-planning opportunities in retirement often appears when income temporarily falls. A person leaves work, salary...

Retirement is supposed to mark the point when work becomes optional. Yet for a meaningful number of older Americans, financial...

For decades, retirees have been told to start by withdrawing roughly 4% of their portfolio in the first year of...

Retirement can create a strange tax opportunity. Income may suddenly fall after the final paycheck stops, while Social Security, pensions...

A stock-market decline is uncomfortable at any age, but it can be especially dangerous during the first few years of...

Paying off the mortgage before retirement can feel like crossing the finish line. The largest monthly payment disappears, housing feels...

Saving for retirement is only half the job. Once the paycheck stops, retirees need a system for deciding how much...

Becoming a millionaire is often portrayed as the result of an extraordinary salary, a successful business or one perfectly timed...

Retirement changes the job of an investment portfolio. During working years, the goal is usually straightforward: keep saving, remain invested...

Buying a home and saving for retirement can feel like competing financial goals, especially for younger workers in expensive housing...

Early retirement can look straightforward when the account balance is large enough. One household in this example has roughly $4.6...